AFT Solutions Auto/Unsecured Loan Products |
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Unsecured/Auto SMART System™ allows you to
offer Automated Rules Based Underwriting decisions
on all of the loan programs you offer. With
the SMART System from AFT Solutions your retail
sales team and indirect originators will be
able to provide instant, and exact, approvals
on loans by gaining access to your rules based
underwriting online. The SMART System offers
the following advantages: |
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Sales Advantages |
AFT Solutions' private label application
form allows you to keep your current site
design. If you don't have a transaction
enabled web site, we'll help you launch
one.
Runs in a branch environment so all of
your personnel can approve loans on the
spot. Imagine every employee in your firm
being able to approve new customers while
insuring a perfect underwriting decision.
How many more customers would you close
if your call center offered loan approvals
in mere seconds?
Launching and supporting a dealer network
is as simple as having them access an Internet
connection.
Fast access to the approval information
your sales people and brokers need. Simply
complete one easy form and hit submit. The
system even checks for accuracy and completeness
to make sure no erroneous data is entered.
Your site is in business, serving your customers,
24 hours a day, 7 days a week, 365 days
a year.
We allow your system to run "inside" your
customer's location since Auto SMART System
runs wherever you want it to. We will help
you launch private label services that steer
more approved business to your company.
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Quality Control |
Real-time credit checks with all 3 major
credit bureaus
Evaluation per each institution's lending
policies
Secure transactions with SSL Encryption
Technology
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Time Savings |
Credit approval (or denial) within mere
seconds
All data captured on the loan application
is available for download
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Cost Reduction |
AFT Solutions does not require your company
to spend months of development resources
or hundreds of thousands of dollars in launching
your automated underwriting system.
Only work on the loans you know you can
fund. Since Unsecured/Auto SMART System
will approve or refer loans based upon your
specific guidelines, you can be assured
that your staff will only be working on
loans that your company can actually fund.
Centralized maintenance of approval guidelines
means fewer demands on staff, and faster
deployment of program changes and enhancements.
Easy training and a simple to use design
saves time and minimizes support phone calls.
Significant cost and time savings through
automation and integration of the credit
report, underwriting, and loan approval
work flow processes.
Automated underwriting could reduce staffing
requirements or allow you to deploy staff
where they are more valuable.
Nothing to install, simply point a 4.0
or higher web browser at the site and you
are in business. While the system works
fine on a web connection speed as slow as
a 28.8k dial-up modem, we do recommend a
dedicated DSL or faster line for heavy usage.
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Customer Service |
No more having to phone or fax requests.
No more having to work on someone else's
schedule. The Unsecured/Auto SMART System
is always available, always working, always
there to serve your customers.
Every loan request will be underwritten
to your program guidelines to ensure an
accurate approval and high loan quality.
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