Advanced Financial Technologies, a complete lending technology solutions provider, announced today that First National Bank of Layton selected Advanced Financial Technologies' SMART Mortgage System as their mortgage banking solution.

Mortgage Division of First National Bank/Kazmi National Finance chose AFT's SMART System because it is a complete web-based mortgage system; pricing solution, AUS, LOS, Paperless Workflow, Back-Office solutions, Compliance disclosures and E-delivery features. First National Bank elected SMART System for its single loan database that creates, processes, and tracks a loan file from application to funding. Key features cited by the lender include a robust rules-based user setup, paper-less processing, automated underwriting, pricing, lock desk functionality, closing, post-closing, secondary marketing, and reporting; as well as customized interfacing to 3 rd party vendors.